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Terms of Service

Effective Date: 12/10/2025
Last Updated: 12/10/2025

1. Acceptance of Terms

By accessing and using BusinessAccounts.co.nz ("the Website"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website.

2. Description of Service

BusinessAccounts.co.nz is an independent comparison website that provides information about business banking products and services in New Zealand. We are not affiliated with any bank or financial institution.

3. Information Accuracy

While we strive to provide accurate and up-to-date information:

  • Bank fees, rates, and terms may change without notice
  • You should verify all information directly with the relevant bank
  • We are not responsible for errors or omissions in the information provided
  • Information is for general guidance only and should not be considered financial advice

4. No Financial Advice

The information on this website is for informational purposes only and does not constitute financial advice. You should:

  • Consult with qualified financial advisors before making banking decisions
  • Read all terms and conditions provided by banks
  • Consider your specific financial circumstances

5. Use of Website

You agree to use this website only for lawful purposes and in accordance with these terms:

  • Do not use automated systems to access or scrape content
  • Do not attempt to interfere with website security or functionality
  • Do not reproduce, distribute, or modify content without permission

6. Intellectual Property

All content on BusinessAccounts.co.nz, including text, graphics, logos, and software, is protected by copyright and other intellectual property laws:

  • Bank logos are trademarks of their respective owners
  • Our original content is owned by BusinessAccounts.co.nz
  • You may not use our content for commercial purposes without permission

7. Third-Party Links

Our website contains links to third-party websites and services:

  • We are not responsible for the content or practices of linked websites
  • Links do not constitute endorsement of third-party services
  • Use of third-party websites is subject to their terms and policies

8. Disclaimer of Warranties

This website is provided "as is" without warranties of any kind:

  • We do not guarantee the accuracy, completeness, or timeliness of information
  • We do not warrant that the website will be error-free or uninterrupted
  • You use this website at your own risk

9. Limitation of Liability

To the maximum extent permitted by law, BusinessAccounts.co.nz shall not be liable for:

  • Any direct, indirect, incidental, or consequential damages
  • Financial losses resulting from your use of information on this website
  • Banking decisions made based on information provided

10. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

11. Changes to Terms

We may modify these terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the website constitutes acceptance of modified terms.

12. Termination

We may terminate or suspend access to our website at any time, without prior notice, for conduct that violates these terms or is harmful to other users.

13. Governing Law

These terms are governed by New Zealand law. Any disputes will be subject to the exclusive jurisdiction of New Zealand courts.

14. Contact Information

For questions about these terms, please contact us:

Email: legal@businessaccounts.co.nz
Website: Contact Form

Important Notice

BusinessAccounts.co.nz is an independent comparison service. We are not affiliated with any bank. Always verify information directly with your chosen financial institution before making decisions.