ASB Business Banking Review
In-depth analysis of ASB FastNet Business banking - New Zealand's most innovative digital business banking platform.
ASB leads in digital innovation with the best mobile banking app and cutting-edge online features.
Why ASB Leads in Digital Banking
Award-Winning Mobile App
Consistently rated #1 business banking app in NZ with intuitive design and comprehensive features.
FastNet Business Online
Sophisticated web platform with bulk payments, cash forecasting, and advanced reporting tools.
Real-Time Insights
Live transaction notifications, cash flow alerts, and spending category breakdowns.
API Integration
Seamless connection to Xero, MYOB, and other business software with secure APIs.
Customizable Dashboards
Personalize your banking dashboard with the metrics and tools most important to your business.
Advanced Security
Multi-factor authentication, fraud monitoring, and secure digital signing for payments.
ASB Business Banking: Pros & Cons
Advantages
- Best-in-class mobile and online banking platforms
- Excellent customer service and support
- Innovative features and regular platform updates
- Seamless accounting software integration
- Strong focus on user experience
- Competitive business lending rates
Disadvantages
- Higher transaction fees at $0.30 per transaction
- Smaller physical branch network than ANZ/BNZ
- Premium pricing for some advanced features
- May be overwhelming for very simple banking needs
- Requires comfort with digital banking
Who Should Choose ASB Business Banking?
Tech-Savvy Businesses
Companies that prioritize digital banking and want cutting-edge online and mobile features.
Growing SMEs
Small to medium businesses that need sophisticated banking tools without enterprise complexity.
Integration-Focused
Businesses heavily using accounting software who need seamless banking integration.
Perfect For:
Service businesses, consultancies, creative agencies, e-commerce stores, and any company that values innovation and excellent user experience over traditional banking relationships.
Experience ASB's Digital Excellence
See why ASB is our top recommendation for digital-first businesses.